Let's face it. Money is getting tight for
all of us. As the cost of gas rises so do the prices at the grocery
store. Most of us know that we can save money by shopping sale ads and
using coupons but the overwhelming majority of us just don't. Why? It
takes a lot of time. Many of us are inspired to run out and start
cutting coupons when we see one of these "coupon queens" on TV, but then
we realize how much time and effort it takes to actually find, clip,
sort and shop with those coupons. Being a coupon queen is a full time
job. If you average out the amount of time spent putting together all
those deals to get a free basket of groceries, it does not work out
well. The majority of Americans are not about to take 40 hours a week to
accumulate a shopping cart full of condiments and toothpaste, the common
free things purchased by coupon queens. So, what can you do to save some
money in these hard economic times without making it your life's work?
Here are some simple tips that are both cost and time effective:
- Google can be your best money
saving tool. Before you buy the next big item, google the store you
want to shop at with the words 'printable coupon' next to it. You
would be surprised at how many major chains put printable coupons on
the web. It is worth the ink to save 10-20% on any purchase. Another
way to find printable store coupons is to subscribe to a free coupon
discussion forum.
- Since it is summer, take a stroll
through your local farmers market. Buying at the farmers market not
only saves you money but it stimulates your local economy, supports
local growers, and is almost always healthier. Get to know your
local farmers market sellers and you will be amazed at how well they
treat you and your dollar. Just put your zip code into
The Local Harvest Website and a list of markets will be
generated for you.
- Take advantage of a money saving
technique called "stacking". This refers to stacking deals to save
the most amount of money. In my area the grocery chain Safeway sells
gas as well as food. For every $100 I spend, I get a 10 cent per
gallon discount on gas. If I spend $400 that month, I would get 40
cents off every gallon. For every prescription filled at Safeway,
another $.10 discount is earned. Save these discounts until your
tank is near empty and you can save an easy $25 a month on gas.
-
- Use a coupon for your
prescriptions. This is one area of money saving where it pays to
look for a coupon. Stores offer $10-$30 gift cards for every new and
transferred prescription you fill. Of course, there are certain
limitations but by reading the fine print and taking a few minutes
to clip this one type of coupon, you can easily walk out the door
with a $30 gift card to spend anyway you like. I often watch the
deal sites for new prescription coupon alerts. These coupons are
often found in your Sunday newspaper sales ad or ask the pharmacist
if they have any extra the next time you are in. They might surprise
you.
- Check the price of gas before you
fill up. Prices can vary widely from corner to corner. It takes just
a minute to type your zip into
Gas
Buddy and find the lowest prices in your area.
Follow these simple and fast steps and
you can reduce your monthly spending by over $100 a month. I think we
can all some extra spending money these days.